Skip to main content

Security Center | Important Numbers | Locations

Mortgage Rates

Apply Online

Fixed Rate

Refinance Mortgages
ProgramTermInterest RatePointsAPR*Monthly Payments per $1000 borrowed
FastPay Refinance8 years 2.500%02.642%$11.50
FastPay Refinance12 years 2.750%02.847%$8.16
EasyPay Refinance25 years 3.125%03.176%$4.81
*Interest Rate and Annual Percentage Rate (APR) effective as of October 29, 2020 and subject to change. APR is 0.25% higher for customers who choose not to sign up for automatic payment from a Jewett City Savings Bank checking account. Payments do not include taxes and insurance, if applicable. Actual payments will be greater. Maximum loan-to-value of 80% on 1 to 4 family owner occupied residential property. Maximum loan-to-value of 75% on owner occupied condominium. Minimum loan amount $25,000. Maximum loan amount $450,000. Not available for new purchases. No homes listed for sale or intended for sale.
Fixed Rate Mortgages
ProgramTermInterest RatePointsAPR*Monthly Payments per $1000 borrowed
Fixed Rate Mortgages15 years 2.625%23.155%$6.73
15 years 2.750%13.135%$6.79
15 years 2.875%03.115%$6.85
20 years 2.750%23.161%$5.42
20 years 2.875%13.174%$5.48
20 years 3.000%03.187%$5.55
30 years 3.000%23.295%$4.22
30 years 3.125%13.340%$4.28
30 years 3.250%03.386%$4.35
*Interest Rate and Annual Percentage Rate (APR) effective as of October 29, 2020 and subject to change. Maximum loan-to-value of 80% on 1 to 4 family owner-occupied residential property. Maximum loan-to-value of 75% on 1 to 4 family non-owner occupied residential property. Other restrictions may apply. Payments do not include taxes and insurance, if applicable. Actual payments will be greater.

Adjustable Rate

Adjustable Rate Mortgages Available
Get a personalized quote.

Jumbo

Jumbo Mortgages
ProgramTermInterest RatePointsAPR*Monthly Payments per $1000 borrowed
Jumbo Fixed30 years 3.125%23.423%$4.28
30 years 3.250%13.467%$4.35
30 years 3.375%03.512%$4.42
*Interest Rate and Annual Percentage Rate (APR) effective as of October 29, 2020 and subject to change. Maximum loan-to-value of 80% on 1 to 4 family owner occupied residential property. Other restrictions may apply. Payments do not include taxes and insurance, if applicable. Actual payments will be greater. For loan amounts greater than $647,200.

 

Jumbo Construction Mortgages
ProgramTermInterest RatePointsAPR*Monthly Payments per $1000 borrowed
Construction Fixed15 years 3.000%13.354%$6.91
20 years 3.125%13.400%$5.61
30 years 3.375%13.572%$4.42
*Interest Rate and Annual Percentage Rate (APR) effective as of October 29, 2020 and subject to change. Maximum loan-to-value of 80% on 1 to 2 family owner occupied residential property. Other restrictions may apply. Payments do not include taxes and insurance, if applicable. Actual payments will be greater. For loan amounts greater than $647,200.

Land & Construction Loans

Land Loans
ProgramTermInterest RatePointsAPR*Monthly Payments per $1000 borrowed
Land Loans 5 years 6.500%06.995%$19.57
10 years 6.750%07.016%$11.48
15 years 7.000%07.191%$8.99
20 years7.250%07.405%$7.90
*Interest Rate and Annual Percentage Rate (APR) effective as of March 15, 2019 and subject to change. 75% maximum loan-to-value. Minimum equity $5,000. Payments do not include taxes and insurance, if applicable. Actual payments will be greater.
Construction Mortgages
ProgramTermInterest RatePointsAPR*Monthly Payments per $1000 borrowed
Construction Fixed15 years 2.875%1.53.302%$6.85
20 years 3.000%1.53.331%$5.55
30 years 3.250%1.53.487%$4.35
*Interest Rate and Annual Percentage Rate (APR) effective as of October 29, 2020 and subject to change. Maximum loan-to-value of 80% on 1 to 2 family owner occupied residential property. Other restrictions may apply. Payments do not include taxes and insurance, if applicable. Actual payments will be greater.

 

Jumbo Construction Mortgages
ProgramTermInterest RatePointsAPR*Monthly Payments per $1000 borrowed
Construction Fixed15 years 3.000%13.354%$6.91
20 years 3.125%13.400%$5.61
30 years 3.375%13.572%$4.42
*Interest Rate and Annual Percentage Rate (APR) effective as of October 29, 2020 and subject to change. Maximum loan-to-value of 80% on 1 to 2 family owner occupied residential property. Other restrictions may apply. Payments do not include taxes and insurance, if applicable. Actual payments will be greater. For loan amounts greater than $647,200.

How can we help you?

Please contact us if you have questions about any of our products and services. You can visit our Resource Center, use our information request form or give us a call at 860-376-4444.

-

RESOURCES

Get Started

Visit our Mortgage Webcenter.

Get a Personalized Quote

Rates and terms just for you.

Call Us

To speak to a Mortgage Specialist.

You are now leaving Jewett City Savings Bank

Stash McCash warningBy clicking the link below, you will enter a website created, operated and maintained by a private business or organization. Jewett City Savings Bank provides this link as a service to our website visitors. We are not responsible for the content, views, or privacy policies of this site. We take no responsibility for any products or services offered by this site, nor do we endorse or sponsor the information it contains. Websites change location, ownership and address frequently. Jewett City Savings Bank is not responsible for the accessibility of this link.

You will be redirected to

Click the link above to continue or CANCEL

You cannot copy content of this page
Font Resize
Accessibility by WAH