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CDs & IRAs

Savings alternatives for your future.

You have plans for the future; paying for college, buying a vacation home, saving for retirement. Shouldn’t your bank have options to help you achieve your financial goals? Our savings alternatives let you choose the account that best fits your lifestyle, your personality, and your financial goals.

Certificates of Deposits (CD)

Secure a guaranteed competitive return for a fixed period of time with terms ranging from 91 days to 5 years. Additional options include:

  • Interest Deferred CD. With a one-year term, earnings are paid at maturity, deferring the interest income to the next year.
  • Bump-Up CD. When interest rates rise, have the option to take advantage of the higher rate during the term of your CD.

Individual Retirement Accounts (IRA)*

Build retirement funds and maximize tax-savings opportunities today or in retirement with IRAs.

  • Traditional IRAs. Save for retirement with tax-deferred growth.
  • Roth IRAs. Use after-tax funds to save for retirement and enjoy tax-free withdrawals.
  • SEP IRAs. If you’re self-employed, you can take advantage of tax-deductible contributions and tax-deferred growth.

*Please consult your tax advisor regarding the potential tax implications of an IRA.

Join The Inner Circle

Use the balances in your Jewett City Savings Bank deposit accounts to avoid fees on checking, savings and money market accounts, plus use ATMs anywhere in the world with no foreign ATM fees, as well as a host of other free or discounted services.

Deposit Insurance

All our accounts come with Federal Deposit Insurance Corporation (FDIC) protection of up to $250,000 per depositor. Learn more about Deposit Insurance.

How can we help you?

Please contact us if you have questions about any of our products and services. You can visit our Resource Center, use our information request form or give us a call at 860-376-4444.

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