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Jewett City Savings Bank

Rates & Calculators

Mortgage Rates

At Jewett City Savings Bank, we’re proud to offer a variety of mortgage programs to meet the needs of virtually any homebuyer or homeowner.

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Current Rates

Fixed & Adjustable Rate Mortgages

We offer a range of conventional home financing options. Use our Mortgage Rate Quote for rates on our fixed-rate and adjustable-rate mortgage options.

Personalized Rate Quote

Refinance Mortgages

ProgramTermInterest RatePointsAPR*Monthly Payments per $1000 borrowed
FastPay Refinance8 Years5.500%05.675%$12.90
FastPay Refinance12 Years5.750%05.872%$9.63
EasyPay Refinance25 Years6.625%06.696%$6.83
*Interest Rate and Annual Percentage Rate (APR) effective as of September 18, 2025, and subject to change. APR is 0.25% higher for customers who choose not to sign up for automatic payment from a Jewett City Savings Bank checking account. Payments do not include taxes and insurance, if applicable. Actual payments will be greater. Maximum loan-to-value of 80% on 1 to 4 family owner occupied residential property. Minimum loan amount $25,000. Maximum loan amount $500,000. Not available for new purchases. No homes listed for sale or intended for sale.

Jumbo Mortgages

TermInterest RatePointsAPR*Monthly Payments per $1000 borrowed
30 Years6.250%26.505%$6.16
30 Years6.375%16.662%$6.24
30 Years6.500%06.690%$6.32
*Interest Rate and Annual Percentage Rate (APR) effective as of October 2, 2025, and subject to change. Maximum loan-to-value of 80% on 1 to 4 family owner-occupied residential property. Other restrictions may apply. Payments do not include taxes and insurance, if applicable. Actual payments will be greater. For loan amounts greater than $806,500.
Jewett City Savings Bank

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