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Jewett City Savings Bank

Rates & Calculators

Land & Construction Loans

At Jewett City Savings Bank, we offer loan programs and financing experts to help you build on your dreams, easily and affordably.

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Current Rates

Land Loans

TermInterest RatePointsAPR*Monthly
Payments per
$1000 borrowed
5 Years6.500%06.994%$19.57
10 Years7.000%07.266%$11.61
15 Years7.500%07.693%$9.27
20 Years8.000%08.159%$8.36
*Interest Rate and Annual Percentage Rate (APR) effective as of September 18, 2025, and subject to change. 75% maximum loan-to-value. Minimum equity $5,000. Payments do not include taxes and insurance, if applicable. Actual payments will be greater.

Construction Loans

TermInterest RatePointsAPR*Monthly
Payments per
$1000 borrowed
15 Years5.875%1.56.545%$8.37
20 Years6.125%1.56.662%$7.24
30 Years6.250%1.56.658%$6.16
*Interest Rate and Annual Percentage Rate (APR) effective as of November 20, 2025, and subject to change. Maximum loan-to-value of 80% on 1 to 2 family owner occupied residential property. Other restrictions may apply. Payments do not include taxes and insurance, if applicable. Actual payments will be greater.

Jumbo Construction Mortgages

TermInterest RatePointsAPR*Monthly Payments per $1000 borrowed
15 Years6.000%16.589%$8.44
20 Years6.250%16.724%$7.31
30 Years6.375%16.736%$6.24
*Interest Rate and Annual Percentage Rate (APR) effective as of November 20, 2025, and subject to change. Maximum loan-to-value of 80% on 1 to 2 family owner-occupied residential property. Other restrictions may apply. Payments do not include taxes and insurance, if applicable. Actual payments will be greater. For loan amounts greater than $806,500.
Jewett City Savings Bank

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