Rates & Calculators

Checking & Savings Rates

Ensure your money works as hard as you do.

CHECKING AND SAVINGS ACCOUNTS

Program

Minimum to Open

Minimum Daily Balance to earn APY

APY*

Direct Checking with Interest

$25

$100.00

0.05%

High Interest Checking

$25

$100,000.00 and above

0.40%

$50,000.00 to $99,999.99

0.25%

$25,000.00 to $49,999.99

0.15%

$10,000.00 to $24,999.99

0.10%

$5,000.00 to $9,999.99

0.05%

$1,000.00 to $4,999.99

0.05%

$0.01 to $999.99

0.00%

Inner Circle Money Market

$10,000

$100,000.00 and above

0.45%

$50,000.00 to $99,999.99

0.25%

$25,000.00 to $49,999.99

0.20%

$10,000.00 to $24,999.99

0.20%

$5,000.00 to $9,999.99

0.20%

$1,000.00 to $4,999.99

0.10%


$0.01 to $999.99

0.10%

Money Market

$100

$10,000.00 and above

0.20%


$2,500.00 to $9,999.99

0.20%


$0.01 to $2,499.99

0.05%

Statement Savings

$5

$0.01

0.05%

Under 30 Savings**

$5

For portion of balance $3,000.01 and up

Will range from 0.27% to 2.00%

For portion of balance $0.01 to $3,000.00

Will equal 2.00%

*Annual Percentage Yield (APY) is accurate as of January 13, 2023 and subject to change at any time. The APY may change after the account is opened.Fees could reduce the earnings on the account. These rates are available for consumer accounts only.
**Primary account holder must be between the ages of 18 to 30 to open and maintain the account. The interest rate listed in a tier will be paid for only that portion of your daily balance range that is equal to or greater than the low balance amount but less than the high balance amount within that tier. The annual percentage yield of 0.27% assumes a deposit amount of $250,000.

You Life. Your Bank.

 Use our information request form, visit any of our offices, or give us a call at 860-376-4444 and find out how Jewett City Savings Bank can help you.