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Jewett City Savings Bank

Convertible Adjustable Rate Mortgage (ARM)

Want a low introductory rate and the flexibility to convert to a fixed rate later?
Now you can have both.

Choosing the right mortgage is critical to saving money – and having peace of mind.

Shouldn’t your bank make it easy for you to make the right choice?

Benefits of a Convertible ARM include

Lower introductory rate and payments

Flexibility and

Peace of

Personal Service
from Neighbors

At Jewett City Savings Bank, we want to help you get the mortgage that makes you feel most comfortable. 

That’s why we offer a Convertible ARM which allows you to take advantage of a lower initial rate while having the flexibility to later convert to a fixed-rate mortgage.

How it works

You start with a lower interest rate and monthly payment for an initial period of 1, 3, or 5 years.

Then, within the first 10 years, the loan can easily be converted to a fixed-rate mortgage at the current 30-year rate for the remainder of the term for a one-time fee.  This gives you the freedom to decide what rate to lock into without having the expense or hassle of refinancing.


Have questions?

To find out if a Convertible ARM is right for you, visit any of our offices, give us a call at 860-376-4444 or complete our quick contact form below and a member of our team will get back to you.

Your Life. Your Bank.

 Use our information request form, visit any of our offices, or give us a call at 860-376-4444 and find out how Jewett City Savings Bank can help you.

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