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Auto & Personal Loan Rates

Auto & Personal Loan Rates

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New & Used Auto Loans
ProgramTermAPR*Monthly Payments per $1000 borrowed
New Auto3 years 3.490%$29.31
4 years 3.750%$22.47
5 years 3.990%$18.42
Used Auto up to 3 years old 3 years 3.490%$29.31
4 years 3.750%$22.47
5 years 3.990%$18.42
Used Auto over 3 years old 3 years 5.990%$30.43
4 years 6.240%$23.60
5 years 6.750%$19.69
*Annual Percentage Rate (APR) effective as of May 21, 2014 and subject to change. Rates are 1% higher for customers who choose not to sign up for automatic payment from a Jewett City Savings Bank checking account. Rates and terms shown for used auto loans require a down payment of 20%. Contact a Loan Specialist for rates and terms for used auto loans with down payment of less than 20%.
Personal Loans w/Auto Pay
Credit ScoreAPR*Monthly Payments per $1000 borrowed
740 and up 8.000%$87.01
720 to 7399.000%$87.48
700 to 71910.000%$87.95
Under 70011.000%$88.42
*Annual Percentage Rate (APR) effective as of March 16, 2017 and subject to change. APR is based on borrower's credit score at time of application. Monthly payments per $1,000 borrowed based on 1 year term. Minimum loan $1,000. Maximum loan $25,000. The APR is 1% higher for loans under $5,000. Term is limited to 1 year per thousand borrowed up to a maximum of 5 years. Automatic payment from a Jewett City Savings Bank checking account is required to obtain the stated APR.

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Please contact us if you have questions about any of our products and services. You can visit our Resource Center, use our information request form or give us a call at 860-376-4444.

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