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Terms & Conditions

This document was last updated on March 23, 2018.

By accessing this website, you are agreeing to be bound by these Terms and Conditions. If you do not agree, please do not access this website. We reserve the right to revise these Terms and Conditions. Your continued use of the website following the posting of changes to this policy will be deemed your acceptance of those changes.

If you have any questions about these terms and conditions, the practices of this website, or your dealings with this website, please contact us.

Terms of Use
Jewett City Savings Bank’s website is for authorized use only. Users (authorized or unauthorized) have no explicit or implicit expectation of privacy. Any or all uses of this system and all files on this system may be intercepted, monitored, recorded, copied, audited, inspected, and disclosed to authorized personnel, and law enforcement personnel, as well as authorized officials of other agencies, both domestic and foreign.

By using this system, the user consents to such interception, monitoring, recording, copying, auditing, inspection, and disclosure at the discretion of authorized personnel or Senior Management.

Unauthorized or improper use of this system may result in civil and criminal penalties.

Copyright
The pages and the information, materials and other content in this website are owned by Jewett City Savings Bank unless otherwise indicated. The content of this website may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without the express written consent of Jewett City Savings Bank.

Website Privacy
These Terms & Conditions govern the manner in which Jewett City Savings Bank collects, uses, maintains and discloses information collected from users (each, a “User”) of our website.

Personal identification information
We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our website, fill out a form, respond to a survey, and in connection with other activities, services, features or resources we make available on our website. Users may be asked for, as appropriate, name, email address, mailing address, phone number. Users may, however, visit our website anonymously.

We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personal identification information, except that it may prevent them from engaging in certain website related activities.

Non-personal identification information
We may collect non-personal identification information about Users whenever they interact with our website. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our website, such as the operating system and the internet service providers utilized and other similar information.

Web browser cookies
Our website may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the website may not function properly.

Jewett City Savings Bank utilizes third-party services including Google Analytics, Google AdWords and Display Network advertising, and Hubspot for marketing support, tracking and automation.

  • Google Analytics, Adwords and Display Network helps us track trends and behaviors such as navigation within the website, helping to increase the general effectiveness of our website and marketing, and improving the overall services we offer. Tracking services such as Google Analytics are not used in any of our secure online banking services. You may stop or restrict the placement of cookies on your computer or flush them from your browser by adjusting your web browser preferences. View Google’s Privacy Policy.
  • Hubspot sets cookies that track a user’s interaction with our website. Hubspot also tracks browser-provided information such as inferred region, IP address, and return visits. Users remain anonymous unless the user has provided personal information through the submission of a form or clicks through to our website from a link in a Hubspot email. For more information on Hubspot cookies and what they are used for, see Hubspot’s Privacy Policy.

How we use collected information
Jewett City Savings Bank may collect and use Users personal information for the following purposes:
– To run and operate our website
We may need your information to display content on the website correctly.
– To improve customer service
Information you provide helps us respond to your customer service requests and support needs more efficiently.
– To improve our website
We may use feedback you provide to improve our products and services.
– To run a promotion, contest, survey or other website feature
To send Users information they agreed to receive about topics we think will be of interest to them.
– To send periodic emails
We may use the email address to respond to their inquiries, questions, and/or other requests.

How we protect your information
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our website.

Sharing your personal information
We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. We may use third party service providers to help us operate our business and the website or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Electronic newsletters
If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. We may use third party service providers to help us operate our business and the website or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Third party websites
Jewett City Savings Bank provides links to third party websites as a service to our website visitors. We are not responsible for the content, views, or privacy policies of these websites. Visitors should review the privacy statements of third party websites before providing personal or confidential information.

Your use of the hyperlinks on this website to other internet websites is at your own risk. Jewett City Savings Bank is not responsible for the content or accuracy of third party websites hyperlinked from this website nor does it guarantee the products or services offered on third-party websites. You should review the privacy statements of a website before you provide any personal or confidential information.

Interactive calculators
Jewett City Savings Bank provides online calculators for the interactive enjoyment of our visitors. The results are not guaranteed to be accurate and in no way endorsed, offered or guaranteed by Jewett City Savings Bank.

Compliance with Children’s Online Privacy Protection Act
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain personal information at our website from those we actually know are under 13.

Changes to our Website Terms and Conditions
Jewett City Savings Bank has the discretion to update this page any time. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review these website Terms & Conditions periodically and become aware of modifications.

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