AUTO LOAN RATES | |||
PROGRAM | Term | APR* | Monthly Payments per $1000 borrowed |
New Auto | 3 years | 4.490% | $29.75 |
4 years | 5.750% | $23.38 | |
5 years | 5.990% | $19.33 | |
Used Auto up to 3 years old | 3 years | 5.490% | $30.20 |
4 years | 5.750% | $23.38 | |
5 years | 5.990% | $19.33 | |
Used Auto over 3 years old | 3 years | 7.990% | $31.34 |
4 years | 8.240% | $24.53 | |
5 years | 8.750% | $20.64 | |
*Annual Percentage Rate (APR) effective as of September 29, 2022 and subject to change. Rates are 1% higher for customers who choose not to sign up for automatic payment from a Jewett City Savings Bank checking account. Rates and terms shown for used auto loans require a down payment of 20%. Contact a Loan Specialist for rates and terms for used auto loans with down payment of less than 20%. | |||
PERSONAL LOANS WITH AUTO PAY | ||
Credit Score | APR* | Monthly Payments per $1000 borrowed |
740 and up | 10.990% | $88.39 |
720 to 739 | 11.990% | $88.85 |
700 to 719 | 12.990% | $89.32 |
Under 700 | 14.990% | $90.26 |
*Annual Percentage Rate (APR) effective as of September 29, 2022 and subject to change. APR is based on borrower's credit score at time of application. Monthly payments per $1,000 borrowed based on 1 year term. Minimum loan $1,000. Maximum loan $25,000. The APR is 1% higher for loans under $5,000. Term is limited to 1 year per thousand borrowed up to a maximum of 5 years. Automatic payment from a Jewett City Savings Bank checking account is required to obtain the stated APR. | ||
You Life. Your Bank.
Use our information request form, visit any of our offices, or give us a call at 860-376-4444 and find out how Jewett City Savings Bank can help you.
