Rates

Consumer Loan Rates

Turn to us for great rates and flexible terms.

AUTO LOAN RATES

PROGRAM

Term

APR*

Monthly Payments per $1000 borrowed

New Auto

3 years

4.490%

$29.75

4 years

5.750%

$23.38

5 years

5.990%

$19.33

Used Auto up to 3 years old

3 years

5.490%

$30.20

4 years

5.750%

$23.38

5 years

5.990%

$19.33

Used Auto over 3 years old

3 years

7.990%

$31.34

4 years

8.240%

$24.53

5 years

8.750%

$20.64

*Annual Percentage Rate (APR) effective as of September 29, 2022 and subject to change. Rates are 1% higher for customers who choose not to sign up for automatic payment from a Jewett City Savings Bank checking account. Rates and terms shown for used auto loans require a down payment of 20%. Contact a Loan Specialist for rates and terms for used auto loans with down payment of less than 20%.

PERSONAL LOANS WITH AUTO PAY

Credit Score

APR*

Monthly Payments per $1000 borrowed

740 and up

10.990%

$88.39

720 to 739

11.990%

$88.85

700 to 719

12.990%

$89.32

Under 700

14.990%

$90.26

*Annual Percentage Rate (APR) effective as of September 29, 2022 and subject to change. APR is based on borrower's credit score at time of application. Monthly payments per $1,000 borrowed based on 1 year term. Minimum loan $1,000. Maximum loan $25,000. The APR is 1% higher for loans under $5,000. Term is limited to 1 year per thousand borrowed up to a maximum of 5 years. Automatic payment from a Jewett City Savings Bank checking account is required to obtain the stated APR.

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 Use our information request form, visit any of our offices, or give us a call at 860-376-4444 and find out how Jewett City Savings Bank can help you.