Our Privacy Policy
Published May, 2001
At Jewett City Savings Bank, protecting the privacy and confidentiality of your personal information is important to us and to our employees. We value your business and the trust you put in Jewett City Savings Bank. To offer you the financial products and services you seek, we collect, maintain, and use information about you on a routine basis.

To help you better understand how your personal information is processed at Jewett City Savings Bank, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice.

Information We Collect
To provide products and services to our customers we collect, retain and use nonpublic personal information about individual customers as allowed by law. We may collect nonpublic personal information from such sources as:
• Applications or other forms;
• Information about your transactions with us, or others;
• Information we receive from a consumer reporting agency.

Information We Share
We may disclose nonpublic personal information about you with nonaffiliated third parties under certain circumstances to provide account services. Any nonpublic personal information shared is conducted in strict adherence to applicable law. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

Who Receives Information and Why
We do not disclose any nonpublic personal information about our customers, or former customers, to anyone, except as permitted by law. We may exchange such information with certain nonaffiliated third parties under limited circumstances to the extent permissible under law to service your account, offer you products and services we believe you may find valuable, report to credit bureaus, manage risk, and other financial services related activities.

Service Providers/Joint Marketing Partners
To provide our customers with products or services that we believe may meet your financial needs, we may exchange limited nonpublic personal information about you to nonaffiliated firms that conduct marketing services on our behalf, or with other financial institutions in order to offer financial products and services pursuant to a joint agreement. Such information exchanged includes:
• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
• Information about your transactions with us, or others, such as your account balance, payment history, and parties to transactions; and
• Information we receive from a consumer-reporting agency, such as information relating to your creditworthiness and credit history.

Response to Questions and Error Correction
In case of errors or questions concerning nonpublic personal information collected by Jewett City Savings Bank telephone us at (860) 376-4444 or write to:
Privacy Policy Coordinator
Jewett City Savings Bank
P. O. Box 335
Jewett City CT 06351-0335.

We will respond to your inquiry in accordance with the procedures set forth in Regulation E and respond to you within ten (10) business days.

How We Protect Your Information
We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. Jewett City Savings Bank maintains physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We restrict employee access to customer information to only those who have a business reason to know such information, and we educate our employees about the importance of confidentiality and customer privacy.

About our web site
The following discloses our information gathering and dissemination practices for our web site:

• Visitors to the Jewett City Savings Bank web site will remain anonymous. We do not collect personal identifying information about visitors to our site.
• We use your IP address to help diagnose problems with our server, and to administer our web site. Our servers collect standard nonidentifying information about visitors to the site, such as date and time visited, IP address, city, state, and country. This information is used to compile standard statistics on site usage.
• We use cookies for our loan calculators, as well as to deliver content specific to your interests.
• If you have provided identification (such as name and address) via e-mail or information request forms, the information will only be used to communicate with you to handle your request. It is not sold or transferred to other parties.
• This site contains links to community web sites. Jewett City Savings Bank is not responsible for the privacy practices or the content of such web sites.