Personal> Loans

Our customers all have different dreams - maybe you need a new car, a new home, or a remodeled kitchen! We offer a variety of loan options that enable you to choose the one that best fits your lifestyle, finances and goals.

Apply Online!
Our secure online application is safe, easy, and only takes a few minutes to complete.

HOME FINANCING

Mortgages
Whether you're in the market for your first home, a vacation home or income property, we're the first place you should turn for home mortgages. We offer fixed-rate mortgages featuring competitive rates and a variety of terms.

Bi-Weekly Mortgages
Are you looking to pay off your mortgage faster? Now you can make payments every two weeks. Pay down the principal faster and reduce total interest over the life of the loan. The payments are automatically withdrawn from your Jewett City Savings Bank checking account, so you never have to worry about missing a due date.

Land Loans
If you are planning to build a new home, or looking for an alternative investment, with a land loan from Jewett City Savings Bank you can lock in your lot without tying up your cash.

Construction Loans
Sometimes the home of your dreams can't be found - it has to be built! With our Construction Loans we can finance your land purchase and every phase of construction, and then fold it all together into a mortgage that meets your long-term needs.

FINANCING FOR HOME OWNERS

Home Equity Line of Credit
If you're a homeowner, a Home Equity Line of Credit could be the most flexible and affordable solution for financing the important things in life - from a new car to college tuition to your daughter's wedding. It makes borrowing money as easy as writing a check. The rate is adjustable, and the interest you pay may be tax-deductible (check with your tax advisor).

Home Equity Loan
If you like the idea of home equity credit, but prefer a fixed interest rate and fixed monthly payments, our Home Equity Loan is the answer. The rates are competitive and the interest you pay may be tax-deductible (check with your tax advisor). It's an ideal solution for all kinds of important expenditures, and we offer payment terms up to 20 years.

CONSUMER LOANS

Want to save 1% on your next auto or personal loan?
Simply have your loan payments automatically deducted from your Jewett City Savings Bank checking account. That's all there is to it! 1% Consumer Loan Discount is available on auto or unsecured personal loans only.

Auto Loans
Are you in the market for a new or used car, truck, sport utility vehicle, or van? We have the Auto Loan you need at attractive rates, with a range of terms designed to keep monthly payments within your budget.

Personal Loans
If you need extra cash to consolidate your credit cards, buy a computer, or for any other important purchase or expenditure, a Personal Loan lets you borrow on your signature. Applying is easy, and we offer payment terms up to 5 years.

Collateral Loans
If you have a Jewett City Savings Bank savings account or Certificate of Deposit, a Collateral Loan allows you to use the account as security.

Your Hometown Bank
Please contact us if you have questions about any of our products and services. You can use our information request form or give us a call at 860-376-4444. Count on us to make your banking easier, more convenient and more enjoyable.