Certificates of Deposit (CDs)* (Effective: Tuesday, May 13, 2008)
Program	Term	APY
CDs	3 months	2.15%
	6 months	2.45%
	12 months	2.60%
	18 months	2.65%
	24 months	2.80%
	30 months	2.85%
	36 months	3.15%
	48 months	3.20%
	60 months	3.60%
*Annual Percentage Yield (APY) subject to change. Minimum deposit to open $500. Minimum daily balance to obtain APY is $500. A penalty may be imposed for early withdrawal.

Money Market Accounts* (Effective: Tuesday, May 13, 2008)
Program	Minimum Daily Balance to earn APY	APY
Inner Circle Money Market Account (Minimum deposit to open $10,000.)	Over $100,000.00   2.50 % $50,000.00   to  $99,999.99   2.35 % $25,000.00   to  $49,999.99   2.00 % $5,000.00   to  $24,999.99   1.25 % $0.01   to  $4,999.99   0.65 %
Money Market Account (Minimum deposit to open $100.)	Over $10,000.00   1.25 % $2,500.00   to  $9,999.99   1.10 % $0.01   to  $2,499.99   0.65 %
*Annual Percentage Yield (APY) subject to change at any time. The APY may change after the account is opened. Fees could reduce the earnings on the account. These rates are available for consumer accounts only. Please call us at (860) 376-4444 for rates on business money market accounts.