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Still looking for a great gift? The ABA Education Foundation's Financial Education suggests including gifts that promote savvy saving and spending.
When it comes to money management, practice is very important," explains Laura Fisher, ABA Education Foundation director. "Money toys give children opportunities to experiment with play money before they get the real stuff in their pockets."
The ABA Education Foundation suggests spreading the the holiday cheer with the following money smart gifts:
- Electronic piggy banks let children watch their money grow as the bank keeps count of coins deposited.
- Fake checkbooks are great for pretend play. Children fill out faux checks, make payments and calculate their balance as they learn about managing a checking account.
- Play cash registers bring playing store to life with interactive cash management. Transactions are rewarded with lights, sounds and voice messages and some systems include a built-in scanner, scale, coin slot and volume control.
- Money board games that incorporate concepts of earning, spending, planning ahead and the value in real estate, basic money skills kids will use for the rest of their lives.
- Pretend ATMs work just like real ATMs, complete with an electronic bill feeder and mechanisms to recognize coins. They also allows youngsters to enter a secret pin number. A fun introduction to money smarts, helping children learn as they save.
- "Rock, Brock and the Savings Shock" by Sheila Bair , chairman of the Federal Deposit Insurance Corporation, is a story of two twin boys who, given an opportunity to make extra money, notice the difference in their money personalities.
- "Arthur's Funny Money" by Lillian Hoben details Arthur's attempt to earn money to make a special purchase.
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